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Cancelling your insurance policy

General information

Â鶹ԼÅÄ's International Student Health Insurance Plan is compulsory for all international students, except in rare situations where exemptions may be granted. However, your health insurance coverageÌýmay be cancelled if you:

More information about these situations can be found below. For a detailed explanation of the cancellation process, contact ISS.


Reasons for cancelling

Graduation from Â鶹ԼÅÄ

When you graduate, you may be eligible for a term-based prorated credit of your annual IHI fee, and you must request your credit by writing your request through the

Deadlines:

  • January 31Ìýfor a credit ofÌýthe Fall and Winter semesters.
  • May 31Ìýfor a credit of the Summer semester.

Please take note that if you are remaining in Canada after completing your final semester at Â鶹ԼÅÄ, namely past December 31st or April 30th, we strongly recommend keeping your IHI contract for at least another semester. Normally, international students are eligible to apply for once they obtain their PGWP. However, there is a 3-month delay from receiving your PGWP to become eligible for RAMQ.

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WithdrawalÌýfrom Â鶹ԼÅÄ/Inactive status

If you withdraw from Â鶹ԼÅÄ or your status at Â鶹ԼÅÄ becomes inactive, your coverage will end and your student account will be adjusted to include a term-based pro-rated refund of your insurance premiums. If the date of your withdrawal is before the Registrar's Web withdrawal deadline, you will receive a full prorated refund of insurance premiums paid. If the date of your withdrawal is after the Registrar's Web withdrawal deadline, you will receive a partial refund. Please note that if any claims were made during the term in which you withdraw, we will not be able to process a refund for that term. If you have been granted a leave of absence, please check with your Faculty to determine how your status will be affected.

For information on withdrawal deadlines, please visit .

Permanent resident status

If you become a Canadian permanent residentÌýin a given term you will be eligible for a refund for theÌýfuture term(s)Ìýwithin the current academic year.ÌýÌýÌýIn order for yourÌýcoverage to be adjusted, you must send your record of landing and/or your Quebec Medicare card (RAMQ)/letter to us, through the

In addition to the information above, please also review ISS' FAQs page.

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